拜登-哈里斯政府将于 2024 年 3 月 28 日最终确定规则。 Biden-Harris Administration finalizes rules on 28 March 2024.

拜登-哈里斯政府发布了最终规则，旨在降低医疗保健成本并保护消费者免受“垃圾保险”政策的侵害，这些政策旨在堵塞漏洞，防止保险发行人以不足的保险范围误导消费者。 The Biden-Harris Administration has released final rules to lower health care costs and protect consumers from "junk insurance" policies, designed to close loopholes that have enabled issuers to mislead consumers with inadequate coverage. 《最终规则》重新调整了联邦定义与预期覆盖范围，并提高了透明度，以便消费者做出明智、有益的选择，更好地保护消费者。 The Final Rules realign federal definitions with intended coverage scopes and increase transparency to enable informed, beneficial choices for better consumer protection. “垃圾保险”通常对有限范围的医疗服务提供最低限度的保障。 "Junk insurance" typically provides minimal coverage for a limited range of medical services.