FDICC为银行-金融技术伙伴关系提出了新的受益所有人记录条例,以提高存款保险的准确性。 FDIC proposes new beneficial owner record regulations for bank-fintech partnerships to enhance deposit insurance accuracy.
外国直接投资委员会提出了新的条例,要求银行为与Fintech伙伴关系有关的保管存款账户保留受益所有人的详细记录。 The FDIC has proposed new regulations requiring banks to maintain detailed records of beneficial owners for custodial deposit accounts linked to fintech partnerships. 其目的是提高存款保险的准确性和合规性,但可能会使银行与金融技术公司之间的合作复杂化。 This aims to improve deposit insurance accuracy and compliance but may complicate collaborations between banks and fintechs. 工业专家警告这些规则可能会阻遏伙伴关系,强调金融技术公司需要负责风险管理和监管标准,以确保金融服务的可持续性。 Industry experts warn these rules might deter partnerships, highlighting the need for fintechs to take responsibility for risk management and regulatory standards to ensure sustainability in financial services.