高管关系委员会警告英国储蓄者,在生活费用危机中,在标准账户中存在潜在的纳税责任。 HMRC warns UK savers of potential tax liabilities in standard accounts amid cost-of-living crisis.

HMRC 已提醒标准账户中拥有 7,500 英镑的英国储户注意在生活成本危机中的潜在纳税义务。 HMRC has cautioned UK savers with £7,500 in standard accounts about potential tax liabilities amid the cost-of-living crisis. 个人金融专家劳拉·苏特强调了五个税收陷阱,特别是在固定利率账户上,在一年中对利息征税,这有可能违反个人储蓄津贴。 Personal finance expert Laura Suter highlighted five tax traps, particularly concerning fixed-rate accounts where interest is taxed in one year, risking breaching the Personal Savings Allowance. 为了减轻这种情况,她建议选择每月或每年支付利息的账户, 或转向免税的固定期IAS. To mitigate this, she recommends opting for accounts with monthly or annual interest payouts or switching to tax-free fixed-term ISAs.