OJK授权印度尼西亚银行披露10月份以来的详细贷款利率,目的是提高竞争力,防止高收费。 OJK mandates Indonesian banks to disclose detailed lending rates from October, aiming to increase competitiveness and prevent overcharging.
印度尼西亚金融服务管理局(OJK)已授权印度尼西亚银行从10月开始公布其贷款利率,包括利润率的详细明细表。 Indonesia's Financial Services Authority (OJK) has mandated Indonesian banks to publish a detailed breakdown of their lending rates, including margins, starting from October. 这项新条例旨在提高工业竞争力,增加贷款增长,并确保借款人不会超额收费。 This new regulation aims to enhance industry competitiveness, increase lending growth, and ensure borrowers aren't overcharged. 银行必须报告其原始贷款利率的变化,并提供关于资金成本、间接费用和差值的详细情况。 Banks must report changes in their prime lending rate and provide details on cost of funds, overhead costs, and margin. 不遵守可导致最高达150亿卢比的罚款。 Non-compliance can lead to fines of up to 15 billion rupiah.