根据一项新的研究, 基于快乐的预算会导致过度支出和经济压力. New study finds joy-based budgeting leads to overspending and financial stress.

基于快乐的预算,即花钱买到能带给个人幸福的事物,最近已经很受欢迎. Joy-based budgeting, which involves spending money on things that bring personal happiness, has gained popularity recently. 然而, 一项新的研究表明这种方法可能并不像看起来那么有效. However, a new study suggests this method may not be as effective as it seems. 调查人员发现,人们往往低估了自己在娱乐上花费的钱. Researchers found that people tend to underestimate how much they will spend on enjoyable items. 这可能导致过度支出和财务压力, 潜在的方法对那些试图储蓄的人来说是反作用的. This can lead to overspending and financial stress, potentially making the method counterproductive for those trying to save.