自2021年至2025年,家庭保险费率上升了64%,亚利桑那州的增长最快. Home insurance premiums rose 64% from 2021 to 2025, with Arizona seeing the steepest increase.

纽瑞斯对120多万套房贷款的分析显示,平均房屋所有者保险费从2021年至2025年增长了64%,但在2025年的增速放缓. A Newrez analysis of over 1.2 million mortgages shows average homeowners insurance premiums rose 64% from 2021 to 2025, but the pace of increase slowed in 2025. 虽然路易斯安那州,佛罗里达州和德克萨斯州的平均成本最高,但亚利桑那州的保险费用上升率最快 (94%),通过政策调整或换保险公司可以节省. While Louisiana, Florida, and Texas had the highest average costs, Arizona saw the steepest rise at 94%, with savings possible through policy adjustments or switching insurers. 尽管有这些成本,但抵押贷款违约率仍然很低. Despite these costs, mortgage delinquency rates remain low.