尽管经济困难, 新西兰人还在抵押贷款上支付更多.
NZers paying more on mortgages despite economic challenges.
根据新西兰银行协会的数据,尽管经济挑战存在,但越来越多的新西蘭人还贷款.在2025年最后六个月,42.9%的住房贷款持有人支付超过最低偿金额.
More New Zealanders are ahead on their mortgage repayments despite economic challenges, with 42.9% of home loan holders paying more than the minimum payments in the last six months of 2025, according to the NZ Banking Association.
只有1.4%的贷款欠款,而新增住房贷款同比增加了17.5%.
Only 1.4% of loans were behind on payments, and new home loans rose 17.5% year-on-year.
专家指出,即使是小额的补偿也能大幅降低利息成本, 68% 的信用卡每月都会全额支付.
Experts note that even small extra repayments can drastically cut interest costs, while 68% of credit cards are paid in full monthly.