联邦贷款对毕业生和家长来说都会收紧,造成100亿美元的资金缺口. Federal loans tighten for grads and parents, causing a $10 billion funding gap.

联邦政府对研究生和家长的贷款限制已经加大,造成100亿美元的资金缺口. Federal student loan restrictions have tightened for graduate students and parents, creating a $10 billion funding gap. 许多毕业生每年只能借到20500美元, 这迫使他们使用昂贵的私人贷款. New caps limit most graduate borrowing to $20,500 annually, forcing many to use expensive private loans. 使用联邦PLUS贷款的家长必须在2026年6月之前整合,以获得收入驱动的还款计划和宽恕,因为限制和利率因大学费用升而上升. Parents using federal PLUS loans must consolidate by June 2026 to access income-driven repayment plans and forgiveness, as limits and interest rates rise amid soaring college costs.