抵押贷款违约率将在2026年3月降至3.35%. Mortgage delinquency rate falls to 3.35% in March 2026.

由于季节性改善和大量预付款,全国抵押贷款违约率在2026年3月下降至3.35%. The national mortgage delinquency rate fell to 3.35% in March 2026, driven by seasonal improvements and strong prepayments. 虽然治愈活动显著增加,但严重违法和抵押清单达到自2020年以来的最高水平,同比增长. While cure activity increased significantly, serious delinquencies and foreclosure inventories reached their highest levels since 2020, rising year-over-year. 专家警告说,尽管大多数借款人的业绩稳定, 但不良贷款的积压仍在不断增加. Experts warn that despite stable performance for most borrowers, the backlog of distressed loans continues to grow.