印度央行提出了新的预付款支付工具规则, 以保障安全和消费者保护. India's RBI proposes new prepaid payment instrument rules for security and consumer protection.

印度储备银行 (RBI) 为提升安全和消费者保护, 提出了预付款支付工具 (PPI) 的新规则. The Reserve Bank of India (RBI) has proposed new rules for prepaid payment instruments (PPIs) to enhance security and consumer protection. 准则规定了钱包余额和现金充值的严格限制,要求立即退还未成功交易, 并强制使用UPI互操作. The guidelines set strict limits on wallet balances and cash loading, require immediate refunds for failed transactions, and mandate interoperability with UPI. 非银行发行人也必须满足更高的资本要求,公众应在2026年5月22日前发表意见. Non-bank issuers must also meet higher capital requirements, with the public invited to comment by May 22, 2026.