在英国,现金ISA利率在激烈的竞争中创下历史新高. UK cash Isa rates hit record highs amid strong competition.

英国现金ISA产品数量在2026年4月达到创纪录的712个. The number of cash Isa products in the UK reached a record high of 712 in April 2026. 强烈的竞争推动了平均利率上升,易于获得的ISA利率达到2.73%,一年固定利率达到了4.01%. Strong competition has pushed average rates up, with easy access Isa rates reaching 2.73% and one-year fixed rates hitting 4.01%. 专家预测,由于全球通胀风险,利率将持续上升. 他们建议储户在2027年4月降低65岁以下人群现金ISA限额至12,000英之前审查他们的账户. Experts predict interest rates will remain higher for longer due to global inflation risks, advising savers to review their accounts before the April 2027 change that lowers the cash Isa limit for under-65s to £12,000.