美国监管机构建议在2026年制定新的银行资本规则. U.S. regulators propose new bank capital rules for 2026.

美国银行监管机构于2026年3月19日发布了新的拟议规则,旨在第二次对银行的资本要求进行彻底改革. U.S. banking regulators released new proposed rules on March 19, 2026, aimed at overhauling bank capital requirements for the second time. 更新的规则旨在更好地调整资本与风险,免除较小银行从严格的规定中,同时要求大型复杂机构采取更加严格的大型资本措施. The updated rules, designed to better align capital with risk, exempt smaller banks from stricter rules while requiring larger, complex institutions to adopt more stringent capital measures. 这些变化还包括对住宅抵押贷款和消费者信贷风险权重的调整,以鼓励借贷. The changes also include adjustments to risk weights for residential mortgages and consumer loans to encourage lending.