独立的抵押贷款银行在2025年每笔贷款平均利达到创纪录高位, 高达785美元. Independent mortgage banks saw record-high average profits per loan rise to $785 in 2025.

独立的抵押贷款银行在2025年每笔贷款平均利创纪录,从前一年的443美元上升至785美元,为四年来最高水平. Independent mortgage banks saw record-high average profits per loan rise to $785 in 2025, up from $443 the previous year, marking the highest level in four years. 然而,这种改善的原因是贷款余额增加和数量增长而不是成本效益提高,因为工资和费用上抵消了收益. However, this improvement was driven by higher loan balances and increased volume rather than cost efficiencies, as rising wages and fees offset gains. 服务收入仍然很重要,78%的公司报告净利,尽管与以前水平相比大幅下降. Servicing income remained critical, with 78% of firms reporting net profits, though it fell significantly from previous levels.