对于基本税率和高额税率纳税人来说,HMRC澄清了储蓄利息的税收规则. HMRC clarifies tax rules on savings interest for basic and higher rate taxpayers.

据英国皇家税务委员会 (HMRC) 澄清,如果超过特定额外的利息,则应征收储蓄利息. HMRC clarified that interest from savings, including current accounts, is subject to tax if it exceeds specific allowances. 基本税率纳税人可以取高达1000英的免税收入,而较高税率的纳税者则可享受500英补贴. Basic rate taxpayers can earn up to £1,000 tax-free, while higher rate taxpayers have a £500 allowance. 银行自动向HMRC报告利息,个人可以使用ISA完全保护储蓄免税. Banks automatically report interest to HMRC, and individuals can shield savings from tax entirely using ISAs.