印度的黄金贷款升,成为第二大零售信贷产品. Gold loans surge in India, becoming the second-largest retail credit product.

印度的黄金贷款升,成为第二大零售信贷产品,占据11%的市场份额. Gold loans in India have surged, becoming the second-largest retail credit product with an 11% share of the market, according to a TransUnion CIBIL report. 平均贷款规模几乎翻了一番,达到2万卢比左右. The average loan size has nearly doubled to around Rs 2 lakh, with origination values rising fivefold. 借款人形象正转向更稳定的客户, 包括女性和首要借款人的比例在不断增加, 但欠款率正在上升. Borrower profiles are shifting toward more stable customers, including a growing share of women and prime borrowers, though delinquency rates are rising among those with higher outstanding balances.