新研究警告说, 提前退休和意外的长期护理费用可能会超过储蓄. New study warns early retirement and unexpected long-term care costs risk outliving savings.

预计的提前退休和长期护理费用可能严重危及退休储蓄. A new study warns that unanticipated early retirement and unexpected long-term care costs can severely jeopardize retirement savings. 提前退休会延长资金的使用时间,而在获得医疗保险之前高昂的医疗费用也增加了财务压力. Early retirement extends the time money must last, and high healthcare costs before Medicare eligibility increase financial pressure. 没有适当的计划, 这些支出冲击,特别是昂贵的长期护理在晚年会显著增加一个人超越储蓄寿命的风险. Without proper planning, these spending shocks, particularly expensive long-term care later in life, significantly raise the risk of outliving one's savings.