澳大利亚银行只部分向储户转移了利率上, 在保持基准利率低的同时提高奖金利率. Australian banks only partially passed rate hikes to savers, raising bonus rates while keeping base rates low.

澳大利亚银行最近的加息只部分转移给储户, 在高利率账户上提高了奖金利率, 而基本利率则几乎没有变化. Australian banks have only partially passed on recent interest rate hikes to savers, raising bonus rates on high-interest accounts while keeping base rates largely unchanged. 澳大利亚储备银行提高利率,奖金账户的最高利率大幅上升,但基准利率仅增加了0.42个百分点. Canstar analysis shows that while the Reserve Bank of Australia raised rates, the maximum rates on bonus accounts increased significantly, but base rates only rose by 0.42 percentage points. 虽然小银行提供更高的利率, 但四大银行的大多数储蓄账户仍低于2%. This selective pass-through helps banks maintain strong net interest margins, and while smaller banks are offering higher rates, most standard savings accounts at the big four remain under 2%. 专家警告说,储蓄者必须仔细审查条件以获得最佳交易. Experts warn savers must carefully review terms to access the best deals.