由于海浪风险, 那皮尔的房屋被认为是无法保险的. Napier homes deemed uninsurable due to sea surge risks.

尽管该地距离海洋2公里, 但由于海浪洪水的高风险, 保险公司塔已认为纳皮尔帕克兰住宅区的一些房屋无法保险. Insurer Tower has deemed some homes in Napier’s Parklands Residential Estate uninsurable due to high risks of sea surge flooding, despite the estate being over two kilometers from the ocean. 开发商阿赫里利投资管理公司声称该物业是使用更新的建模建造的, The developer, Ahuriri Investment Management, claims the property was built using updated modeling and includes elevated ground levels. 塔楼指出,虽然有些房屋无法保险,但该地区的其他房子仍然可以获得保险. Tower noted that while some homes are uninsurable, coverage remains available for others in the area.