新西兰指南显示旅游保险覆盖范围存在差距, 不包括恐怖主义和民间骚乱. New Zealand guide reveals travel insurance coverage gaps excluding terrorism and civil unrest.

分析了数百种旅行保险政策, 以帮助消费者了解其覆盖范围的差距. A new guide from New Zealand’s MoneyHub analyzes hundreds of travel insurance policies to help consumers understand coverage gaps. 报告显示,标准政策往往排除恐怖主义,民间骚乱,航空公司罢工和巡航特定风险,同时强调年度计划可以为经常旅行者节省资金. The report reveals that standard policies often exclude terrorism, civil unrest, airline strikes, and cruise-specific risks, while highlighting that annual plans can save money for frequent travelers. 专家建议在预订后立即比较保险, 以确保对医疗疏散等高成本事件的保护. Experts advise comparing policies immediately after booking to ensure protection for high-cost events like medical evacuations.