由于成本上升和不确定性, 英国贷款机构提高了抵押贷款利率, 到2025年将达到最高水平. UK lenders raise mortgage rates amid rising costs and uncertainty, with rates hitting a 2025 high.

英国两家主要贷款机构Nationwide和Halifax于2026年3月23日提高了抵押贷款利率, Nationwide将固定和跟踪利率增加高达0.30个百分点,而 Halifax则在所有固定利率产品上. Two major UK lenders, Nationwide and Halifax, raised mortgage rates on March 23, 2026, with Nationwide increasing fixed and tracker rates by up to 0.30 percentage points and Halifax hiking all fixed-rate products. 由于市场波动, 车队抵押贷款撤回了所有固定利率交易, 而可用抵押产品数量下降近1500个, 自3月初以来下降19.5%. Fleet Mortgages withdrew all fixed-rate deals due to market volatility, while the number of available mortgage products dropped by nearly 1,500, a 19.5% decline since early March. 随着通货膨胀的上升,全球经济不确定性,中东紧张局势和融资成本增加等因素推动了这些变化,两年固定利率平均达到5.43%,为2025年2月以来最高水平. Rising inflation, global economic uncertainty, Middle East tensions, and increased funding costs are driving the changes, with the average two-year fixed rate reaching 5.43%—its highest since February 2025. 尽管美国和伊朗外交官的言论充满乐观, 但贷款人仍保持谨慎态度, 敦促借款者迅速采取行动, 在进一步上之前将现行利率锁定. Despite brief optimism from U.S.-Iran diplomatic remarks, lenders remain cautious, urging borrowers to act quickly to lock in current rates before further increases.