印度的数字借贷在26财年增长到1.530万亿卢比. Digital lending in India grew to Rs 1.53 lakh crore in FY26.

印度的数字贷款增长迅速,在26财年前9个月批准了近10亿笔个人贷款. Digital lending in India surged, with nearly 10 crore personal loans worth Rs 1.53 lakh crore sanctioned in the first nine months of FY26. 虽然平均贷款规模有所增加,但该行业仍比传统银行小. While average loan sizes rose, the sector remains smaller than traditional banks. 投资组合质量有所改善,到2025年12月逾期贷款降至1.9%,市场也扩大了对年轻和农村借款人的准入. Portfolio quality improved, with overdue loans dropping to 1.9% by December 2025, and the market expanded access to younger and rural borrowers.