气候变化可能会使到2050年, 25%的澳大利亚家庭没有保险, 这将危及金融稳定. Climate change may leave up to 25% of Australian homes uninsured by 2050, risking financial stability.

澳大利亚的金融监管机构APRA警告说,到2050年气候变化可能会使四分之一的家庭没有保险,每年的天气损失将增加一倍以上至160亿美元. Australia’s financial regulator, APRA, warns that climate change could leave up to one in four homes uninsured by 2050, with annual weather-related losses potentially more than doubling to over $16 billion. 压力测试预计保费上和保险不足的增加,尤其是在区域和农村地区,威胁金融稳定. The stress test projects rising premiums and growing underinsurance, especially in regional and rural areas, threatening financial stability. 如果不采取行动,保护差距可能会扩大,增加家庭的损失和银行信贷风险. Without action, the protection gap could widen, increasing household losses and credit risks for banks.