由于每月5%的直接借款附加费, 英国一项研究发现29万司机每年过度支付50英的车辆税. 如果转向年度缴纳, 这将是可以避免的. A UK study finds 2.9 million drivers overpay vehicle tax by £50 yearly due to a 5% monthly direct debit surcharge, avoidable by switching to annual payments.

据Go.Compare的2024年研究显示,英国有290万司机每年平均支付超过50英的车辆消费税,原因是每个月直接借款额外收取5%的附加费用,而这种费用不适用于一次性年度缴纳. A 2024 study by Go.Compare reveals that 2.9 million UK drivers are overpaying Vehicle Excise Duty by an average of £50 annually due to a 5% surcharge on monthly direct debit payments, a fee not applied to one-off annual payments. 几乎40%的司机不知道该费用,每年估计会造成5630万英可避免成本. Nearly 40% of motorists were unaware of the charge, leading to an estimated £56.3 million in avoidable costs yearly. 额外费用适用于于2017年4月1日或之后注册的车辆,而转换为年度付款可以在五年内节省高达250英,尽管过去的费用无法被追回. The surcharge applies to vehicles registered on or after April 1, 2017, and switching to annual payment could save up to £250 over five years, though past fees cannot be reclaimed.