英国遗产税现在包括未使用的养老金,从2027年4月开始增加家庭账单. UK inheritance tax now includes unused pensions, raising bills for families starting April 2027.

英国家庭将面临从2027年4月起的更高遗产税费用,因为工党在2024年的秋季预算中将40%的税收扩展到未使用的私人养老基金,而这些基金以前不包括财产. UK families face higher inheritance tax bills from April 2027 as Labour’s 2024 Autumn Budget extends the 40% tax to unused private pension funds, previously excluded from estates. 对于那些有大量养老金和财产的人来说, 这种变化可能会显著增加他们的负债, 因为这些资产现在被计算在325,000英的门上. This change could significantly increase liabilities, especially for those with large pensions and property, as these assets now count toward the £325,000 threshold, or £1 million with spousal transfers. 顾问警告说, 这种转变可能会扰乱遗产计划, 不清楚税收如何计算和征收. Advisers warn the shift may disrupt inheritance planning, with unclear details on how the tax will be calculated and collected. 虽然有些人探索减轻风险的策略,但许多人犹是否改变退休计划. While some explore mitigation strategies, many hesitate to alter retirement plans. 专家们呼吁简化复杂的系统, 因为政府尚未发布完整指导. Experts call for simplification of the complex system, as the government has yet to release full guidance.