美国金融管理局对后期抵押贷款进行研究,以确保它们满足老年房主需求并保护弱势消费者. FCA studies later-life mortgages to ensure they meet older homeowners' needs and protect vulnerable consumers.

金融行为监管局正在对后期抵押贷款市场进行研究, 包括终身和退休利息产品, 以确保这些项目能够满足老年房主不断变化的需求. 因为房屋财富对于退休的重要性越来越大. The Financial Conduct Authority is launching a market study into later life mortgages, including lifetime and retirement interest-only products, to ensure they meet older homeowners' evolving needs as housing wealth grows in importance for retirement. 由于43%的人储蓄不足,FCA正在评估市场是否提供明确的建议,保护弱势消费者,并与养老金,继承和长期护理计划相结合. With 43% of people undersaving, the FCA is assessing whether the market offers clear advice, protects vulnerable consumers, and integrates with pensions, inheritance, and long-term care planning. 这项研究还强调了租户的退休储蓄负担更大, 由于缺乏房屋权益, 他们可能需要额外398,000英. The study also highlights the greater retirement savings burden on renters, who may need an additional £398,000 due to lack of home equity. 关于研究范围的公众意见应在4月17日前提交. Public input on the study’s scope is due by April 17.