纳税人可以扣除高达10,000美元的利息,如果在2024年12月31日之后购买美国新车贷款,则必须个人使用. Taxpayers can deduct up to $10,000 in interest on new U.S.-assembled car loans made after Dec. 31, 2024, if used personally.

现在的税收季节,在2025年购买新车的人可以扣除高达1万美元的汽车贷款利息,如果该车是在美国组装并个人使用的,而这项贷款是从2024年12月31日之后获得的. This tax season, taxpayers who bought a new car in 2025 may deduct up to $10,000 in auto loan interest if the vehicle was assembled in the U.S. and used personally, with loans taken after December 31, 2024. 单身申请人每年缴纳10万美元或以上的税款, The deduction phases out for single filers with MAGI of $100,000 or more and married couples at $200,000. 对于那些使用标准扣除的公司,它也适用,但不适用于租或零利率融资. It applies even to those taking the standard deduction, but not to leases or zero-interest financing. 节省的钱取决于税收水平, 如果扣除1000美元, 可能只能节省220美元. Savings depend on tax bracket, with a $1,000 deduction potentially saving only $220. 专家表示,这种小额收益不太可能对汽车购买或制造的决定产生重大影响. Experts say the modest benefit is unlikely to significantly impact car-buying or manufacturing decisions.