2026年,生命保险公司将使用自动化工具来验证公共和医疗来源的申请数据,减少欺诈行为并加快承销.
In 2026, life insurers use automated tools to verify application data from public and medical sources, reducing fraud and speeding underwriting.
根据行业报告, 2026 年的人寿保险公司将越来越多地使用自动数据验证工具对生命保险申请的信息进行交叉检查,从公共记录,医疗数据库和数字足迹中提取信息以提高准确性并减少欺诈行为.
Life insurers in 2026 are increasingly using automated data verification tools to cross-check information on life insurance applications, drawing from public records, medical databases, and digital footprints to improve accuracy and reduce fraud, according to industry reports.
这一转变旨在简化承保,同时保持遵守隐私法规.
This shift aims to streamline underwriting while maintaining compliance with privacy regulations.