优选资本从民国银行筹集了1亿卢比, 并与Godrej Finance合作, 在一年内向MSME发放2亿卢布的数字财产支持贷款.
Optimo Capital raised ₹100 crore from PNB and partnered with Godrej Finance to disburse ₹200 crore in digital property-backed loans to MSMEs within a year.
作为一家技术驱动的小微企业贷款机构,Optimo Capital从旁遮普国家银行获得了1亿卢比. 并与Godrej Finance达成合作协议,在一年内向其发放2亿卢布数字借款抵押资金.
Optimo Capital, a tech-driven lender for MSMEs, secured ₹100 crore from Punjab National Bank and launched a co-lending deal with Godrej Finance to disburse ₹200 crore in digital loan-against-property financing within a year.
该公司管理着超过430亿卢比的资产, 总不成交额低于0.7%, 使用人工智能和历史数据快速获得贷款批准.
The company, which manages over ₹430 crore in assets and maintains gross NPAs below 0.7%, uses AI and historical data for rapid loan approvals.
印度的小微企业贷款缺口为2400亿美元, 该公司在5个州拥有51家分支机构和500多名员工.
It operates across five states with over 51 branches and 500 employees, aiming to help close India’s $240 billion MSME credit gap.