通过扩大信贷,促进消费和企业发展, 为国内生产总值贡献了6.49亿美元. AdaKami, an Indonesian fintech lender, contributed $649 million to GDP by expanding credit access and boosting spending and businesses.

印度尼西亚大学经济和社会研究研究所在2024年进行的一项研究估计,获得许可的印尼金融科技贷款机构AdaKami为印度尼西亚GDP贡献了6.95万亿至10.96万亿印尼令吉 (约合64900万美元). A 2024 study by Universitas Indonesia's Institute for Economic and Social Research estimates that AdaKami, a licensed Indonesian fintech lender, contributed between IDR 6.95 trillion and IDR 10.96 trillion (about USD 649 million) to Indonesia’s GDP. 平台的贷款促进了家庭支出,微型企业和零售及制造等关键部门,帮助填补正式信贷获取方面的缺口. The platform’s loans boosted household spending, microbusinesses, and key sectors like retail and manufacturing, helping fill gaps in formal credit access. 大多数用户都了解贷款条款, 服务被认为有助于提高金融弹性和包容性增长. Most users understood loan terms, and the service was credited with improving financial resilience and inclusive growth.