Zerodha的Nithin Kamath批评银行应用程序超量使用电话许可, 强调隐私和安全。 Zerodha’s Nithin Kamath criticizes banking apps for excessive phone permissions, stressing privacy and security.

Zerodha公司共同创始人Nithin Kamath批评网络银行应用软件要求过度智能手机许可(如短信、联系人、电话记录等), Zerodha co-founder Nithin Kamath criticized net banking apps for requesting excessive smartphone permissions like SMS, contacts, and call logs, calling the practice unnecessary and contrary to cybersecurity best practices. 他表示出于隐私考虑避免使用此类应用，指出Zerodha的Kite平台请求零权限，而是依赖SEBI强制的双因素认证来保障安全。 He said he avoids using such apps due to privacy concerns, noting Zerodha’s Kite platform requests zero permissions, relying instead on SEBI-mandated two-factor authentication for security. 该公司维护其应用程序仅存取基本数据,不跟踪用户行为,避免第三方营销工具。 设计选择Kamath说,这一设计选择可以建立用户信任。 The company maintains its apps only access essential data, do not track user behavior, and avoid third-party marketing tools, a design choice Kamath said builds user trust.