13个州起诉OneMain金融公司, 指控它用隐藏费用欺骗借款人, 并强迫附加费用。
Thirteen states sue OneMain Financial, accusing it of deceiving borrowers with hidden fees and forced add-ons.
包括威斯康辛州在内的13个州加入了针对OneMain Finance的多国诉讼,指控贷款人误导借款人——特别是信贷差的借款人——在未经适当披露或同意的情况下增加了隐性费用以及保险和会员服务等不受欢迎的产品。
Thirteen states, including Wisconsin, have joined a multistate lawsuit against OneMain Financial, alleging the lender misled borrowers—especially those with poor credit—by adding hidden fees and unwanted products like insurance and membership services without proper disclosure or consent.
OneMain向雇员施压,迫使他们出售这些附加款,通过复杂的贷款关闭(经常是用智能手机)匆忙的顾客,并甚至在顾客拒绝后也收取产品费。
The lawsuit claims OneMain pressured employees to sell these add-ons, rushed customers through complex loan closings, often on smartphones, and charged for products even after customers declined them.
尽管国内政策禁止这种做法,但各州指称普遍违反,使贷款费用大幅增加。
Despite internal policies prohibiting such practices, the states allege widespread violations that increased loan costs significantly.
该联盟寻求归还、惩罚和法院命令停止这些做法,包括取消虚假的负面信用报告。
The coalition seeks restitution, penalties, and a court order to stop the practices, including removing false negative credit reporting.
OneMain否认这些指控,称该案有缺陷,以前已解决。
OneMain denies the allegations, calling the case flawed and previously resolved.