PM Vidya Lakshmi门户网站第一年批准了331 000多笔教育贷款,价值7 229卢比,50.8%的申请获得批准。 The PM Vidya Lakshmi portal approved over 331,000 education loans worth Rs 7,229 crore in its first year, with 50.8% of applications approved.

在启动以来的第一年,PM Vidya Lakshmi门户网站批准了超过331,000笔教育贷款,发放了7,229卢比用于第一年课程,批准总额为35,939卢比用于全程课程。 In its first year since launch, the PM Vidya Lakshmi portal sanctioned over 331,000 education loans, disbursing Rs 7,229 crore for first-year courses, with a total sanctioned amount of Rs 35,939 crore for full course durations. 在2026年2月24日前收到的651 974份申请中,约50.8%获得批准。 Of 651,974 applications received by February 24, 2026, about 50.8% were approved. 这个门户是PM-Vidyalaxmi计划的一部分,它向每年收入最高达8百万卢比的家庭的学生提供无担保、无担保的无担保贷款,贷款利息补贴为3%,贷款金额最高达10万卢比。 The portal, part of the PM-Vidyalaxmi scheme, offers collateral-free, guarantor-free loans to students from families earning up to Rs 8 lakh annually, with a 3% interest subvention on loans up to Rs 10 lakh. 它与52家银行连接,将制裁时间缩短到8天以下,并支持多语种外联和监测,以提高准入和效率。 It connects with 52 banks, reducing sanction time to under eight days, and supports multilingual outreach and monitoring to improve access and efficiency.