自2022年以来,印度的MUDRA计划以低违约率向数百万小企业家,特别是妇女和初创企业主发放了15.5百万卢比贷款。 India's MUDRA scheme has disbursed ₹15.5 lakh crore in loans since 2022, supporting millions of small entrepreneurs, especially women and first-time business owners, with low default rates.

自2015年以来,Pradhan Mantri MUDRA Yojana已批准了39.48拉赫的贷款,支持数百万小企业家,特别是妇女和初创企业主。 The Pradhan Mantri MUDRA Yojana has sanctioned ₹39.48 lakh crore in loans since 2015, supporting millions of small entrepreneurs, particularly women and first-time business owners. 截至2025年3月,过去三年共发放18.37笔贷款,价值15.50拉克,其中65%发放给妇女,19%发放给新企业家。 As of March 2025, over 18.37 crore loans worth ₹15.50 lakh crore were disbursed in the past three years, with 65% going to women and 19% to new entrepreneurs. 这项计划的总体不良资产约为2%,在Shishu(1.83%)、Kishor(2.3%)和Tarun(2.3%)等类别中,比率略高。 The scheme’s overall non-performing assets (NPAs) are around 2%, with slightly higher rates in the Shishu (1.83%), Kishor (2.3%), and Tarun (2.3%) categories. 银行正在积极通过后续行动、重新安排偿还期和一次性结算来管理追回款项。 Banks are actively managing recoveries through follow-ups, rescheduling, and one-time settlements. 2024年10月推出的一个新的 " Tarun Plus " 类别是 " 2024年10月 " ,它向有强劲偿还记录但仍处于早期阶段的借款人提供高达20万卢比的无担保信贷。 A new Tarun Plus category, launched in October 2024, offers up to ₹20 lakh in collateral-free credit to borrowers with strong repayment records, though it remains in early stages.