南非可能允许严重受困工人有限地获得退休基金,改革可能从2027年开始。 South Africa may allow limited retirement fund access for severely distressed workers, with reforms possibly starting in 2027.

对于那些处于严重经济困境的人, 特别是没有其他收入的退休工人, 南非国家财政部正在探索在两种制度下限制退休金的机会. South Africa’s National Treasury is exploring limited access to the retirement pot under the two-pot system for those in severe financial distress, particularly retrenched workers with no other income. 该建议是第二阶段改革的一部分,需要证明有困难,可能包括每月的年金,而不是一笔总付。 The proposal, part of a second-phase reform, would require proof of hardship and may include monthly annuity payments instead of lump sums. 虽然科斯塔图支持扩大准入范围,但养老金业警告说,这可能损害长期退休储蓄。 While Cosatu supports broader access, the pension industry warns it could harm long-term retirement savings. 利益攸关方的讨论定于2026年开始,到2027年可能实施变革。 Stakeholder discussions are set to begin in 2026, with potential changes implemented by 2027. 该系统于2024年启动,已有560万人从储蓄池中提取793亿兰特,主要用于短期需求。 The system, launched in 2024, has seen 5.6 million people withdraw R79.3 billion from the savings pot, mostly for short-term needs.