专家警告说,随着亚马逊和航空公司的发展,“用银行支付”对消费者的保护会带来风险。
Experts warn 'pay by bank' risks consumer protections as it grows on Amazon and airlines.
一位英国广播公司专家警告说,与2026年亚马逊和航空公司越来越多地使用的支付方法“由银行支付”相关的风险越来越大。
A BBC expert has warned of growing risks associated with "pay by bank," a payment method increasingly used by Amazon and airlines in 2026.
虽然该系统允许在没有卡片细节的情况下直接支付银行账户,从而提供更快、更顺畅的交易,但它可能减少对消费者的保护,如退款权利和欺诈责任限额。
While the system offers faster, more seamless transactions by allowing direct bank account payments without card details, it may reduce consumer protections like chargeback rights and fraud liability limits.
Peter Ruddick警告说,如果购买出错,用户可能面临更大的困难,要追回资金,他敦促谨慎行事,因为这一方法越来越普遍。
Peter Ruddick cautioned that users could face greater difficulty recovering funds if purchases go wrong, urging caution as the method becomes more widespread.