Zoe Finance启动高收益现金账户,拥有3.25%的APY,自动清除闲置经纪资金,存入FDIC保险存款。 Zoe Financial launches high-yield cash accounts with 3.25% APY, auto-sweeping idle brokerage funds into FDIC-insured deposits.

Zoe Finance在其数字平台上引入了高收益现金账户,截至2026年3月12日提供了约3.25%的APY,大大高于传统储蓄率。 Zoe Financial has introduced high-yield cash accounts on its digital platform, offering an APY of about 3.25% as of March 12, 2026, significantly above traditional savings rates. 这些账户自动将闲置现金从经纪账户转入通过Apex银行清扫方案的FDIC保险存款,无需顾问投入。 The accounts automatically move idle cash from brokerage accounts into FDIC-insured deposits via the Apex Bank Sweep Program, with no advisor input needed. 客户可以获得投资资金,包括平均美元成本,虽然提款可能需要7天。 Clients can access funds for investing, including dollar-cost averaging, though withdrawals may take up to seven days. 该服务是一个更广泛的平台的一部分,提供自动化再平衡、收税和免佣的零散交易。 The service is part of a broader platform offering automated rebalancing, tax-loss harvesting, and commission-free fractional trading. 这些账户是通过附属实体提供的,引起潜在的利益冲突,客户应在表格ADV文件中加以审查。 The accounts are provided through affiliated entities, raising potential conflicts of interest that clients should review in Form ADV documents.