美联储提议放宽大银行的资本规则,以便在工业压力和遵守成本上升之后,刺激贷款。 The Fed proposes easing capital rules for big banks to boost lending, following industry pressure and rising compliance costs.

美联储提议略微降低大银行的资本要求,目的是使规则与实际风险和刺激借贷相一致。 The Federal Reserve has proposed slightly lowering capital requirements for large banks, aiming to align rules with actual risk and boost lending. 这些修改是《巴塞尔协议三》和G-SIB附加费规则大修的一部分,它简化了计算,减少了冗余,并解决了长期存在的抑制因素,如按揭服务资产的高风险权重。 The changes, part of a broader overhaul of Basel III and G-SIB surcharge rules, simplify calculations, reduce redundancies, and address long-standing disincentives like high risk weights on mortgage-servicing assets. 这一行动预计将使超过1 750亿美元的超额资本得以用于贷款或回购,这是在遵守费用上涨的行业压力下进行的。 The move, expected to allow over $175 billion in excess capital to be used for lending or buybacks, follows industry pressure over rising compliance costs. 公众评论将在90天内被接受,最后规则可能在今年年底发布。 Public comment will be accepted for 90 days, with final rules potentially issued by year’s end.