Shawbrook Bank(Shawbrook Bank)在AI和收购驱动下, 2025年的利润升至340.5亿英镑, Shawbrook Bank posted a 16% profit rise to £340.5M in 2025, driven by AI and acquisitions, but shares dropped 6% despite strong results.

据Shawbrook Bank报告,2025年基本利润增长了16%,达到3.405亿英镑,这是2024年10月上市后的第一个整年。 Shawbrook Bank reported a 16% rise in underlying profits to £340.5 million for 2025, its first full year after going public in October 2024. 其驱动增长的动力是AI一体化改善了估值、经纪人互动和客户服务,同时购置了丁卡公司,贷款簿增加了20%,达到近200亿英镑。 The growth was driven by AI integration improving valuation, broker interactions, and customer service, along with the acquisition of ThinCats and a 20% increase in its loan book to nearly £20 billion. 尽管成绩强劲,每股收入猛增47%,但股票开放后跌至6%,抵消了自国际采购组织以来的大部分收益。 Despite strong results and a 47% jump in earnings per share, shares fell up to 6% after opening, erasing most gains since the IPO. 该银行的目标是达到30年代中期的成本对收入比率,并计划在2027年实现第一个红利。 The bank aims for a mid-30s cost-to-income ratio and plans its first dividend in 2027.