印度NBFC将在2035年每年增长17%, 超过银行, Indian NBFCs to grow 17% annually through 2035, outpacing banks, fueled by AI and digital lending.

根据野村报告,印度的非银行金融公司(NBFCs)预计从25至35财政年度以17%的年增长率增长,超过银行12%的增长。 India's non-bank financial companies (NBFCs) are projected to grow at a 17% annual rate from FY25 to FY35, outpacing banks' 12% growth, according to a Nomura report. 在人工智能的驱动下,非银行家正在扩大为个人贷款和车辆贷款等零售贷款,利用替代数据改进信用承保并进入服务不足的市场。 Driven by artificial intelligence, NBFCs are expanding into retail lending like personal and vehicle loans, using alternative data to improve credit underwriting and reach underserved markets. 尽管银行仍然占据印度信贷市场的70%以上,但非银行银行公司的数字转型和效率增益正在促进竞争和金融包容性。 Despite banks still holding over 70% of India’s credit market, NBFCs’ digital transformation and efficiency gains are boosting competition and financial inclusion. 随着人工智能应用的加速, 监管机构包括印度央行正在制定框架, Regulators, including India’s central bank, are developing frameworks to ensure responsible AI use as adoption accelerates.