伊利诺伊州为首次购房者推出1 500美元零息第二抵押贷款方案,以减轻首期付款和结算费用。 Illinois launches $15K zero-interest second mortgage program for first-time homebuyers to ease down payment and closing costs.

伊利诺伊州启动了Access Home方案,为首次购房者提供高达15,000美元零利率的第二抵押贷款援助,以支付首期付款和结算费用。 Illinois has launched the Access Home program, offering up to $15,000 in zero-percent interest second mortgage assistance for first-time homebuyers to cover down payments and closing costs. 援助只有在房屋出售或再融资的情况下才能偿还,通过160多个经核准的放款人和有30年固定利率抵押的对等贷款,全州范围都可获得援助。 The aid, repayable only if the home is sold or refinanced, is available statewide through over 160 approved lenders and pairs with a 30-year fixed-rate mortgage. 资格取决于信用分、收入和房价,收入限额因县而异——库克县高达137 885美元。 Eligibility depends on credit score, income, and home price, with income limits varying by county—up to $137,885 in Cook County. 申请人必须完成住房所有权咨询,至少缴纳购买价的1%或1 000美元(以较高者为准)。 Applicants must complete homeownership counseling and contribute at least 1% of the purchase price or $1,000, whichever is higher. 该倡议是解决住房费用上涨的更广泛努力的一部分,其资金来自重新分配的资源和拟议为27财政年度提供的5 000万美元资金。 The initiative, part of broader efforts to combat rising housing costs, is funded through reallocated resources and $50 million proposed for FY27.