自2026年3月12日起,加拿大国安基金收费限制在10美元,在两天内禁止多种收费,并免除10美元以下的短缺。 Canada limits NSF fees to $10, bans multiple fees in two days, and exempts shortfalls under $10, starting March 12, 2026.

在加拿大,新联邦规则限制每次不足资金 (NSF) 费用为10美元,于2026年3月12日生效,限制银行在两个工作日内收取多于一个费用或在10美元以下的缺口时收取任何费用. New federal rules capping non-sufficient funds (NSF) fees at $10 per incident took effect on March 12, 2026, in Canada, limiting banks from charging more than one fee within two business days or any fee for shortfalls under $10. 这项旨在保护低收入和中等收入消费者的变革是在对过高收费(如对45%的短缺征收96美元)提出批评之后作出的,预计加拿大人每年可节省6亿多美元。 The change, aimed at protecting low- and moderate-income consumers, follows criticism of excessive fees—such as a $96 charge for a 45-cent shortfall—and is expected to save Canadians over $600 million annually. 这些改革是提高银行可负担性的广泛努力的一部分,包括低成本账户和更快地获得存款资金。 The reforms are part of broader efforts to improve banking affordability, including low-cost accounts and faster access to deposited funds.