2025年,加拿大在有组织犯罪的驱使下,因蓄意撞车而发生的保险欺诈上升了400%,提高了诚实司机的保费。 Insurance fraud via staged crashes in Canada surged 400% in 2025, driven by organized crime, raising premiums for honest drivers.

加拿大因保险欺诈而发生的分阶段汽车撞车事件激增,维维拉报告说,2025年发生了1 000多起假撞车事件,因有组织犯罪从车辆盗窃中转移而导致的碰撞事件增加了400%。 Staged car crashes for insurance fraud have surged in Canada, with Aviva reporting over 1,000 fake collisions in 2025—a 400% increase—driven by organized crime shifting from vehicle theft. 使用破碎摄像头和交通录像的调查员发现了一些计划,涉及车祸后司机更换地点,或使用破损的汽车,用重设的仪表要求支付超过40 000美元的款项。 Investigators using dashcam and traffic footage have uncovered schemes involving drivers swapping places after crashes or using damaged cars with reset odometers to claim payouts exceeding $40,000. 尽管有明确的证据,安大略的规则防止保险公司以欺诈嫌疑为由拒绝承保,限制了它们制止累犯的能力。 Despite clear evidence, Ontario’s rules prevent insurers from denying coverage based on fraud suspicion, limiting their ability to stop repeat offenders. 欺诈流行正在提高诚实司机的保险费,并促使人们呼吁加强执法和提高公众认识。 The fraud epidemic is raising premiums for honest drivers and prompting calls for stronger enforcement and public awareness.