CRED获得了印度付款许可证,从而得以通过UPI、卡片和净银行业务直接处理交易。 CRED gained Indian payment license, enabling direct transaction processing via UPI, cards, and net banking.

印度储备银行于2026年3月10日向CRED颁发了付款汇总许可证,允许它直接管理付款、在商船上交易,并通过UPI、卡片和净银行业务处理交易。 The Reserve Bank of India granted CRED a Payment Aggregator license on March 10, 2026, allowing it to directly manage payments, onboard merchants, and process transactions via UPI, cards, and net banking. 这标志着其原先的信用卡奖励模式有了重大扩展。 This marks a major expansion from its original credit card rewards model. 在2024-25财政年度,CRED为1 500万用户办理了8.5万卢布的付款手续,印度的信用卡账单付款有三分之一以上是通过该平台支付的。 In FY2024-25, CRED processed ₹8.5 lakh crore in payments for 15 million users, with over a third of India’s credit card bill payments made through its platform. 在强有力的安全认证和监管批准的支持下,CRED作为印度数字支付部门的关键角色,与Razorpay和Paytm等公司竞争,持有许可证。 The license, backed by strong security certifications and regulatory approvals, positions CRED as a key player in India’s digital payments sector, competing with firms like Razorpay and Paytm.