签证推出新的AI驱动平台,通过更快、更可靠的交易处理实现付款现代化。 Visa launches new AI-powered platform to modernize payments with faster, more reliable transaction processing.

签证已经启动了签证智能授权,这是一个新平台,通过单一的API使银行和金融机构的付款处理现代化,从而减少了昂贵的基础设施升级需求。 Visa has launched Visa Intelligent Authorization, a new platform that modernizes payment processing for banks and financial institutions via a single API, reducing the need for costly infrastructure upgrades. 它提供99.99%的营业时间和96.3%的全球核准率——行业领先基准——利用实时机器学习,优化各大贺卡网络之间的交易路线。 It delivers 99.999% uptime and a 96.3% global approval rate—industry-leading benchmarks—by using real-time machine learning to optimize transaction routing across major card networks. 该系统提供即时风险警报,集中分析合规情况,支持AI驱动的购物、数字钱包和稳定币不断增长的需求。 The system provides instant risk alerts, centralized analytics for compliance, and supports growing demands from AI-driven shopping, digital wallets, and stablecoins. 其设计是为了处理数据量和速度的增加,特别是由于74%的亚太消费者在商业中使用人工智能工具,该工具可供符合资格的收购者使用,目的是支持在不断变化的支付格局中进行创新。 Designed to handle increased data volume and speed, especially as 74% of Asia Pacific consumers use AI tools in commerce, it is available to eligible acquirers and aims to support innovation across the evolving payments landscape.