新西兰的住宅、汽车和内装物保险成本五年来猛增37%以上,由于竞争有限和承保人退出,超过了收入。 New Zealand home, car, and contents insurance costs surged over 37% in five years, outpacing income, due to limited competition and insurer pullbacks.

新西兰家庭面临急剧上升的保险费用,家庭、物品和车辆保险费在五年内超过收入增长的62.3%、63%和37.5%。 New Zealand households face sharply rising insurance costs, with home, contents, and vehicle premiums up 62.3%, 63%, and 37.5% over five years—outpacing income growth. 尽管转换承保人每年可能节省多达1 351美元,但市场竞争受到两个澳大利亚承保人的支配地位的限制,有些承保人已停止在某些领域采取新政策。 Despite potential savings of up to $1,351 annually by switching insurers, market competition is limited by dominance from two Australian underwriters, and some insurers have halted new policies in certain areas. 政府审查正在评估可负担性和可获取性,而商业保险费则由于软性再保险市场而下降,尽管家庭保险不太可能随之而来。 A government review is assessing affordability and access, while commercial insurance premiums are falling due to a soft reinsurance market, though home insurance is unlikely to follow suit.