美国监管者说,银行不需要额外资本进行象征性证券,因为规则同样适用于数字资产和传统资产。 U.S. regulators say banks don’t need extra capital for tokenized securities, as rules apply equally to digital and traditional assets.

美国银行监管者于2026年3月5日宣布, 银行在象征性证券上不需要额外资本, 规定现行规则同样适用, U.S. banking regulators announced on March 5, 2026, that banks will not need extra capital for tokenized securities, stating existing rules apply equally regardless of whether assets are issued via blockchain or traditional methods. 联邦储备银行、外国直接投资公司和OCC强调,它们的资本要求是技术中立的,目的是支持创新,同时保持稳定。 The Federal Reserve, FDIC, and OCC emphasized their capital requirements are technology-neutral, aiming to support innovation while maintaining stability. 虽然银行仍必须遵守反洗钱,了解客户和风险管理规则, 但数字形式本身并不能引发更高的资本缓冲. The move clarifies that digital format alone doesn’t trigger higher capital buffers, though banks must still follow anti-money laundering, know-your-customer, and risk management rules.