专家说,印度妇女投资不足,尽管有高额的入帐机会,但造成经济成本40万卢比(Rs 40 lakh crore)。 Women’s underinvestment in India, despite high account access, costs the economy Rs 40 lakh crore, experts say.

一份新的Lxme-EY报告显示,扶持妇女的长期金融投资可以通过40万卢比提高印度的国内生产总值,尽管获得资金的机会很大——超过89%的妇女拥有银行账户和使用数字付款。 A new Lxme-EY report reveals that enabling women’s long-term financial investments could boost India’s GDP by Rs 40 lakh crore, despite high financial access—over 89% of women have bank accounts and use digital payments. 妇女的收入为男子每卢比73美元,只有8.6%投资于共同基金或股票,而男子为22.3%,只有14.2%持有养恤金或储蓄基金账户。 Women earn 73 paise per rupee earned by men, with only 8.6% investing in mutual funds or equities, compared to 22.3% of men, and just 14.2% holding pension or provident fund accounts. 妇女金融繁荣指数在100分中得分为印度28.1分,强调无所有权的包容是不够的。 The Women’s Financial Prosperity Index scores India 28.1 out of 100, highlighting that inclusion without ownership is insufficient. 专家们敦促重新设计金融系统,以反映妇女的实际收入模式,并引用妇女专用的UPI平台Lxme Pay作为推动投资的模式。 Experts urge redesigning financial systems to reflect women’s real-life income patterns, citing Lxme Pay, a women-specific UPI platform, as a model for driving investment.