现在,大赦国际对于发现主要银行和金融机构的欺诈和洗钱行为、提高速度、准确性和减少虚假警报至关重要。 AI is now essential in detecting fraud and money laundering at major banks and fintechs, improving speed, accuracy, and reducing false alerts.

据INFORM对88名金融犯罪专业人士进行的一项新调查显示,人工智能现在是主要银行和金融科技公司欺诈和洗钱检测的核心, 82.5%的人使用它进行交易监控,71.25%的人用于反洗钱. A new INFORM survey of 88 financial crime professionals reveals AI is now central to fraud and money laundering detection at major banks and fintechs, with 82.5% using it for transaction monitoring and 71.25% for AML. 速度、准确性和减少假正数是关键驱动因素,超过节省的成本。 Speed, accuracy, and reduced false positives are key drivers, surpassing cost savings. 56.25%的答卷者认为,行为生物鉴别技术是实时发现账户接管和机器人袭击的最有效工具,其价值为56.25%。 Behavioral biometrics, valued by 56.25% of respondents, is seen as the most effective tool for spotting account takeovers and bot attacks in real time. 调查结果强调了人工智能在现代金融犯罪防卫中从实验性转变为必要性的转变. The findings highlight AI’s shift from experimental to essential in modern financial crime defense.