印度健康保险公司专门为大型雇主制定50%的计划,低于中国的92%,尽管远程保健使用量在增加,但成本节约有限。 Indian health insurers customize plans for large employers at 50%, below China’s 92%, with limited cost savings despite rising telehealth use.

一份新的Aon报告发现,印度的健康保险公司为大型雇主提供订制服务,定额只有50%,远远低于中国的92%。 A new Aon report finds Indian health insurers offer customisation for large employers at just 50%, far below China’s 92%. 尽管采用远程保健的做法在增加——83%的保险公司提供虚拟护理——但节省的费用很少,平均为1.1%至1.5%。 Despite rising telehealth adoption—83% of insurers provide virtual care—cost savings are minimal, averaging 1.1% to 1.5%. 远程保健的使用率各有不同,从2022年到2024年,一些保险公司雇用了30人,增长率为6%至10%。 Telehealth usage varies, with some insurers seeing 30%+ engagement and 6% to 10% growth from 2022 to 2024. 雇员援助方案在多语种支助下正在扩大,但使用率从1%到50%不等。 Employee assistance programs are expanding with multilingual support, but usage ranges widely from 1% to 50%. 在认识、标准化和负担能力方面的挑战依然存在,专家们敦促更好地融合、地方化和教育,以满足不断增长的需求。 Challenges in awareness, standardisation, and affordability persist, with experts urging better integration, localisation, and education to meet growing demand.