BNK银行在2026年提高了收入,利息收入增加,贷款增长,资本健康强劲。 BNK Bank improved earnings in 2026 with higher interest income, loan growth, and strong capital health.

BNK银行报告说,2026年金融业绩有所改善,净利息收入增加5%,达到1 160万美元,49个基准净利率扩大至1.88%。 BNK Bank reported improved financial performance in 2026, with net interest income up 5% to $11.6 million and the net interest margin expanding 49 basis points to 1.88% year-on-year. 银行转向了较高利润的商业贷款和高级担保信贷,这些贷款目前占其投资组合的43%,使9%的贷款账簿增长达到9.83亿美元,其中包括40%的商业贷款增长。 The bank shifted toward higher-margin commercial loans and senior-secured credit, which now make up 43% of its portfolio, driving a 9% loan book growth to $983 million, including a 40% rise in commercial lending. 业务开支稳定在1 220万美元,信贷质量保持稳定,住房贷款欠款为1.37%,商业贷款为1.84%,资本充足率达到27%。 Operating expenses remained stable at $12.2 million, credit quality held steady with arrears at 1.37% for residential and 1.84% for commercial loans, and the capital adequacy ratio reached 27%. 领导人强调了为提高收入质量和中期净利差超过2%而不断作出的努力。 Leadership highlighted ongoing efforts to boost earnings quality and target a net interest margin above 2% in the medium term.